Month: April 2022

The fundamentals of credit risk management and how to mitigate credit risk

After two years of Covid-19-induced slowdown in India’s economy, there was a silver lining in the last quarter of FY2022. Rating agencies reported fewer downgrades and saw an improvement in the credit quality. Meanwhile, Russia invaded Ukraine on February 24,…

Global Environment Analyst | Global Environment Analyst

David Harper, financial trainer at Fitch Learning, explains the development of ESG in credit risk analysis and how Fitch integrates ESG into its decision-making Become a member of the Environment Analyst community and gain access to: 2…

Top 6 Credit Risk Factors When Evaluating Banks Amid Market Volatility

Bank solvency over the past two years has been significantly affected by the effects of the coronavirus pandemic, oil price shocks, political unrest and increased market volatility. The magnitude varies by industry, geography and rating level. Emerging market banks are…

BOI AXA at ​​Nippon India: Credit risk funds shine with returns of 17.4%

Over the past few months, several categories of debt funds have generated subdued returns due to soaring bond yields. Topicscredit risk fund | Japanese | BOI AXA MF Chirag Madia | Bombay Last Updated on Apr 28,…

Best Installment Loans for Bad Credit of April 2022 – Forbes Advisor

Upstart has made its mark in the personal loan space due to its artificial intelligence and machine learning approach to qualifying borrowers. In fact, Upstart estimates that it was able to approve 27% more borrowers than it could under a…

Major Asian company links climate change to credit risk

Regulations on measuring climate-related risks and communicating adequate information continue to evolve rapidly in Asia and abroad. This justifies the need for financial institution risk managers to develop ways to monitor the resilience of their portfolios to climate-related financial risks….

Credit risk fund: BOI AXA Credit Risk Fund offers 150% return in one year

BOI AXA Credit Risk Fund, one of the worst defaulted programs of 2019, is suddenly at the top of the performance rankings. With returns of 149% in one year, the program is among the top performers in the area of…

How AI-powered technology is transforming the credit risk process

Global data and intelligence solutions provider, Provenir, leads the market with its data insights innovation and technologies. The US-based software technology company, which supports the international fintech industry, ensures that the market is a global ecosystem of data and intelligence…

Camino Financial Elects VP of Data Science and VP of Credit Risk/Portfolio Management

The forward-looking company attracts the best talents in the industry to achieve the goal of $1 billion life loans by 2023. LOS ANGELES, April 19, 2022 /PRNewswire/ — Financial Camino—an AI-powered community lending platform providing affordable credit and wealth-building solutions…

Assessing Credit Risk – The Hindu

The promise of higher returns can be misleading. Investors should exercise caution The promise of higher returns can be misleading. Investors should exercise caution Rajesh asks his colleague Parag to lend him ₹400. Rajesh assures Parag that he will return…

Credit risk funds offer double, triple digit returns. Should you invest?

Credit risk funds, which were hit hard by a series of defaults and downgrades in 2018 through early 2020, have rebounded to offer average returns of 19% over the past year. This is when most other mutual fund categories struggle…

Analysis: Hybrid works pose credit risk for cities looking to issue debt

Remote work can impact a city’s revenue in many ways, from payroll taxes that are levied based on where workers work their hours, to sales taxes that commuters pay in a local cafe on the way to the office. Some…

DataPro, partner of a European company, launches a credit risk management tool

Nigerian technology-focused credit rating agency, DataPro, has partnered with ModeFinance, Europe’s leading fintech rating agency. The credit risk management tool is said to help businesses navigate the complex terrain of today’s credit risk management and speed up the process of…

Debt funds: Should we bet on credit risk funds?

The search for higher yield in an environment of low interest rates, attractive spreads after the Franklin Templeton episode and abundant systemic liquidity led individuals to invest in credit risk funds. After Franklin Templeton shut down six debt programs investing…

Launch of new products for people with bad credit

A new line of products aimed at potential borrowers who have poor credit due to issues such as previous indebtedness was introduced by Precise Mortgages. These products are designed to provide people who have credit problems due to past county…

This credit risk fund has given SIP returns of 11.72% in 3 years, check out the portfolio

Axis Credit Risk Fund – Direct Plan-Growth As the name suggests, it is a credit risk with assets under management worth Rs 739.23 crore. It is an open-end debt mutual fund. The expense ratio of this fund is 0.81%. It…

Leverage innovation to bring newfound speed and accuracy to credit risk modeling

The results of the global survey reveal great uncertainty in the modeling of credit risk,highlighting the need for AI, machine learning and alternative data By Kim Miner, Senior Vice President, Global Marketing at Arise from With all the disruption caused…

Already have a credit risk score – how about adding a health risk score?

ARLINGTON, Va. — All patients should have a “health risk score” that tracks them over time, Peter Orszag, CEO of financial consulting at Lazard, New York, said at Health Datapalooza’s meeting. Academy Health here. “We all have a credit risk…

Bitcoin – Environmental Impact and Credit Risk

While many financial political and government legislators around the world are working to establish a solid framework to regulate the growing cryptocurrency industry, some companies have already taken practical steps to diversify their corporate balance sheets. , adding Bitcoin as…

Job: Senior Credit Risk Analyst at MKOBO Microfinance Bank

MKOBO Microfinance Bank Limited is a fully licensed MFB by the Central Bank of Nigeria (CBN). MKOBO was designed to help solve consumers’ need for access to short-term emergency credit. Our goal is to provide access to short term, easily…